Discounts and Savings

Bunker Hill gives you more ways to save on your homeowner’s, condo, or renter’s insurance, including:


Individual Discount or Rating Factor

Applies to

Discount Range*

Companion Policy Customers with an eligible Plymouth Rock personal auto or Pilgrim commercial auto policy. Up to 20%
Newer Homes Homes built up to 15 years ago. Up to 20%
Protective Devices Dwellings with fire and smoke detectors, burglar alarms, fire alarms or automatic sprinklers. Up to 28%
No Claims Customers who have not had a claim within the last three or more years. Up to 13%
Policy Renewals at the Same Agent Customers who renewed a home, condo or renter’s policy for at least 3 years with the same agent, immediately prior to moving their policy to Bunker Hill. Up to 5%
eDocument Customers who sign-up for eDocuments (electronic delivery of policy and billing documents). Up to 3%
Paid in Full Customers who pay their policy premium in full at either new business or renewal. Up to 3%
Advanced Issue New Bunker Hill policies issued at least 7 days prior to the policy effective date. Up to 5% in the policy's first year
New Roof Homes where the roof of the entire residence is less than 10 years old. The credit varies by age of the roof. Up to 5% in the policy's first year
Safe Property Policies without dogs, pools, guns, or boats greater than 15 feet and 10 horsepower. Up to 3%
Superior Construction Dwellings with exterior walls and floors that won't burn, and with roofs and roofing supports made of non-combustible materials. Up to 15%
Hurricane Loss Prevention Risks in coastal areas where window shutters and other measures have been installed to prevent loss during a hurricane. Up to 5%
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