Preventing Loss

Quick tips checklist


  • Maintain your roof and inspect it once a year.
  • Trim trees and prune dead limbs.
  • Keep gutters and downspouts clean and free of debris.
  • Check washing machine hoses periodically and replace them every 5 years.
  • Test your sump pump regularly.
  • Know how to turn off your water supply.
  • Consider installing automatic shut-offs on appliances and water main.
  • Replace hot water tanks before they corrode (every 7 to 10 years).


  • Test smoke detectors frequently and replace batteries as needed.
  • Use wood stoves and electric heaters with extreme care.
  • Don’t leave candles unattended.
  • Keep outdoor grills away from decks and siding.
  • Dispose of smoking materials carefully.
  • Never smoke in bed.


  • Stairs should have secure handrails and be clutter-free.
  • Make sure there are working night lights at the top and bottom of all stairs.
  • Keep exterior walks free of debris, ice and snow.
  • Install fences and self-closing gates around your pool.

Home Security

  • Lock doors and windows.

Going away?

  • Arrange for mail pick-up and yard maintenance.
  • Cancel newspaper deliveries.
  • Keep lights on timers.
  • Have a friend or neighbor check your property frequently.


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